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This is craft real estate, friends.
’Tis an age-old debate, and one that I get asked very often, “Should I use my bank or a mortgage broker?”
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The road to purchasing your first home can be a bumpy one, especially for the younger generations entering into such an appreciated market that poses much more expensive homes than that of previous generations. Additionally, many of us live with some form of debt from education, credit cards, bank loans, subsidy checks, and more.
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The process of listing your property for sale, not allowing any offers for a week (give or take), and then reviewing any and all competing offers at a specific time on a set date is what’s known as “holding offers” in the real estate world.
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We’ve all heard about real estate in Guelph, Kitchener, Waterloo, the GTA and surrounding areas. Probably from a number of different sources. “House prices continue to rise!” “Record breaking year in real estate” “We’re lucky we have such a strong market”
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It’s no secret that since the beginning of 2017, the real estate market in Guelph has been on fire or “pure fuego" mode as many of the millennial community who are struggling to enter the housing market might call it.
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What a year 2020 was for everyone. The outbreak of COVID-19 has had a profound impact on all of us, which has resulted in fundamental changes to our families, households, businesses and daily functions.
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Financial literacy is the language of money and the measure by which we can assess our understanding of finance. We all have the potential to be more successful with our finances and grow our wealth beyond what we see today, but what determines these results is our understanding of how money works.
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There’s no mistaking that this has been a stranger than strange year, one that has tested familial bonds along with those of our communities and workplaces. Honestly, none of us will evolve from this COVID-year unscathed, or without an appreciation of personal space, dark humour, and lockable bathroom doors.
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Buying a house - especially your first one - can be a stressful and overwhelming process. I'm sure if you live within the Wellington, Waterloo, or adjacent regions you'll know it's quite a competitive market for first time buyers.
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